I've shared this before but it's worth the reiteration. We're asked to prepare as best as we can for the days ahead. I hope we'll consider these things seriously as we've been warned and will have no excuse in coming days.
"For over forty years, in a spirit of love, members of the Church have been counseled to be thrifty and self-reliant; to avoid debt; pay tithes and a generous fast offering; be industrious; and have sufficient food, clothing, and fuel on hand to last at least one year.
"Today there are compelling reasons to reemphasize this counsel. We heard it done effectively in that great welfare meeting this morning. May I add just a word.
"Members of the Church are feeling the economic pinch of higher taxes and inflation coupled with conditions of continuing recession. Some have come to their bishops seeking assistance to pay for house payments, car loans, and utilities.
"Unfortunately, there has been fostered in the minds of some an expectation that when we experience hard times, when we have been unwise and extravagant with our resources and have lived beyond our means, we should look to either the Church or government to bail us out. Forgotten by some of our members is an underlying principle of the Church welfare plan that “no true Latter-day Saint will, while physically able, voluntarily shift from himself the burden of his own support” (Marion G. Romney, in Conference Report, Oct. 1973, p. 106). - Read full article: Benson